If you do not have your card attached to a Spanish account, you will almost always be asked for an extra security code from Verified by Visa.
This is an additional safeguard to protect you against the misuse of your information and cards.
What you will see is this:
You can find out more about how (from Nordea's website) it works at the bottom.
If you have problems completing your payment and you have checked that your details are correct, then we suggest that you try with PayPal as the payment method instead. There you can also pay by card without having to register.
Before you buy on line - ’Verified by Visa’ & ’MasterCard SecureCode’
Whenever you shop online with your Visa Electron, Visa debit card or MasterCard and find yourself with 'Verified by Visa' or 'MasterCard SecureCode', you must create a code of your choice.
You can either choose to sign up at that same moment, or the first time you deal with a business that is registered for 'Verified by Visa' or 'MasterCard SecureCode'. If you have several different cards, create a code for each card.
Two additional steps - for safety's sake
The Verified by Visa code / MasterCard SecureCode you create. The code ensures that only you can pay with your card, just like when you use your PIN in a physical store. You must not disclose the code to others.
Using the code reduces the risk of others to use your card. This increases the overall security in online transactions.
The personal information that you create while creating a code. You will see your personal information before you need to enter your code in connection with a purchase. Only Nets have registered your personal information.
If you are prompted to enter your password on a website where your personal information is not displayed correctly, please close it down without releasing your code.
On Nets.eu you can also change your code or other data.
Merchants who are enrolled in the new security solution will ask you to enter your code to approve the purchase. After this, payment is carried as an ordinary card payment on the internet.
The businesses that do not use the new security solution, will accept your payment as usual.
You can see on the merchant's website if it is registered to the new security solution, look for the logos of 'Verified by Visa' and 'MasterCard SecureCode'.